Am I Insured to Drive Someone Else’s Car?

I always thought that everyone had car insurance that meant that someone else could drive their car in a pinch. Apparently though, that’s not the case …or my friend was pulling my leg and just REALLY did NOT want me to drive his Hummer. And seriously, if THAT is the case I will kick his butt!

He left his truck in my driveway for the weekend and I said that I’d love to take the girls out for a drive and he said that he would have been okay with it but since I’m not insured to drive it… he’d have to say no. So… Hrmmmm… is it HIS insurance that is poopy or MY insurance?? Answers anyone???